Homesorg Published Mortgage Rates Update
Posted by Thomas on Saturday, May 19, 2012 · Leave a Comment

(PRWEB) May 19, 2012
Homes.org mortgage report is delivering good news to those wanting to refinance or buy a home. When it seemed mortgage rates couldn?t get any lower, the average drops below 4% for the first time since Bankrate began surveying lenders. The 30-year fixed rate mortgage decreased by 5 basis points while the 15-year fixed rate remained unchanged since last week.
Current interest rates are:
3.97% – average rate for a 30-year fixed rate mortgage
3.20% – average rate for a 15-year fixed rate mortgage
Americans can thank the Eurozone?s shaky economic situation for extremely low interest rates that seem to have no floor. But now the question is, ?can rates hold at this record low rate, or will they begin to trend upward?? There are a variety of economic reports out this week that could have an impact. Below is an overview of this week’s most important economic activity.
Tuesday: April Retail Sales
Tuesday: Consumer Price Index
Wednesday: April Housing Starts
Wednesday: Fed Meeting Minutes
In an economy where spending accounts for 70% of the activity increases are a good thing. Experts were expecting very small gains to the tune of 0.2% and that?s exactly what they got when volatile gasoline sales were taken out of the equation. It?s not a very strong start of the second quarter.
And what about inflation on those things people are buying? The Consumer Price Index found measurements for April were changed since March when there was a 0.3% rise. The flat rate is being contributed to gas priced which dropped during April. However, the 12-month ?core? value, which factors in food and gas, has 2.3%. Slightly higher than the Fed?s 2% inflation comfort zone.
There was good news in the April Housing Starts report after a few months of disappointing numbers. Homes.org will be providing full coverage and comparisons of housing starts in a special report tomorrow.
Due to the low level of inflation in the Consumer Price Index and the weak consumer spending, the Homes.org mortgage team is predicting that mortgage rates will stay flat this coming week for both 30 year fixed-rate mortgages and 15 year fixed-rate mortgages.
To find more information on mortgage rates, new home listings and real estate agents, please visit: Homes.org
About Homes.org
Homes.org is a fast growing real estate search portal that offers users much more than MLS listings. Homes.org gives users access to a rich collection of resources, including but not limited to, real estate listings, home owner finance tools and home service tools. Homes.org brings buyers, sellers and renters important information about the current markets and intelligent tools by partnering with real estate professionals from around the country. Homes.org is a subsidiary of Star Nine Ventures, Inc. headquartered in Austin, TX.
About Star Nine Ventures
Star Nine Ventures is an Austin-based, marketing-driven venture creation company targeting a wide range of national business-to-consumer online marketplaces. Star Nine’s core mission is to build businesses that provide exemplary consumer experiences and unparalleled customer service.

The #1 bestselling master of suspense and international intrigue continues to set the standard against which all other thrillers are measured with his expertly plotted, pulse-pounding Covert-One series.THE MOSCOW VECTORAt an international conference in Prague, Lt. Col. Jon Smith, an Army research doctor specializing in infectious diseases—and secretly an agent attached to Covert-One—is contacted by one of his Russian colleagues. Dr. Valentine Petrenko is concerned about some unexplained deaths in Moscow, and the government’s refusal to go public with any information about the outbreak. When the two meet, they are attacked by a group of mysterious men. Petrenko is killed, and his notes and medical samples are lost. Smith barely escapes with his life.“Reading a ludlum novel is like watching a james bond film…slickly paced…all-consuming.”—Entertainment WeeklyMeanwhile, a series of government officials around the world are coming down with a fast-acting virus with a 100% fatality rate. These deaths are somehow related to the increasing militarism from the new Russian government, headed by the autocratic and ambitious President Victor Dudarev. With few clues and precious little time, Smith and Covert-One must unravel this vicious plot and find who—or what—is at the center of it all. Before it’s too late…
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Crosby Stills Nash
Posted by Thomas on Saturday, May 19, 2012 · Leave a Comment
Crosby, Stills & Nash
Event on 2012-08-18 20:00:00
Crosby, Stills & Nash
The music of David Crosby, Stephen Stills and Graham Nash is a cornerstone of rock 'n roll. As Crosby, Stills & Nash (CSN), this trio of legendary singer-songwriters has been actively collaborating since 1969, when they first harmonized in either Joni Mitchell's living room or Mama Cass Elliot's dining room, depending on which member you ask (Crosby and Nash ascribe to the former, Stills is adamant about the latter). Wherever its point of origin, the connection they forged from day one-as artists and as friends-was profound and unbreakable. Essential elements of our pop culture experience, their songs are just as durable, conveying emotional truths and social consciousness in equal measure. Forty years into their creative partnership, CSN is expanding its recorded repertoire with two album projects, one spotlighting its enduring creative spark, the other its legendary roots. David, Stephen and Graham are currently recording a new album for Columbia Records with ten-time GRAMMY®-winning producer Rick Rubin at the helm. This June, Rhino Records will release Crosby, Stills & Nash Demos, a single-disc collection of rare and previously unheard demos of destined-to-be-classic signature songs reaching back to the group's earliest days. CSN will also take to the road once again, as they have done on a recurrent basis ever since their very first gig together-before more than 500,000 people-at Woodstock four decades ago. The tour's launch coincides with CSN's June 2009 induction into the New York City-based Songwriter's Hall of Fame. The honor-which follows their 1997 induction into the Rock and Roll Hall of Fame-recognizes David Crosby, Stephen Stills and Graham Nash as individual solo artists and as three together with CSN. It also acknowledges the groundbreaking music each was instrumental in creating with landmark groups prior to forming CSN: The Byrds (Crosby), Buffalo Springfield (Stills) and The Hollies (Nash). The fact that each principal came from another hugely successful band caused CSN to be known as the world's first "supergroup." The threesome more than lived up to the term with their '69 debut LP, a ten-song tour de force that hit #6 on Billboard's pop albums chart, earned CSN a GRAMMY® for Best New Artist and delivered classic tracks including "Suite: Judy Blue Eyes," "Marrakesh Express," "Guinnevere" and "Wooden Ships." In naming the disc one of the 500 Greatest Albums of All Time, Rolling Stone quoted another rock immortal in its salute: "'I've Seen Crosby, Stills and Nash burnin' ass,' Jimi Hendrix declared in 1969. 'They're groovy, Western-sky music.' Hendrix knew what he was talking about." 1970's Déjà Vu came next, the first album from the group's four-man configuration with Neil Young, Crosby, Stills, Nash & Young (CSN&Y). Another notch on the 500 Greatest Albums of All Time list, Déjà Vu was a #1 LP that introduced timeless hits including "Teach Your Children," "Our House," "Helpless," "Carry On" and "Almost Cut My Hair." 4 Way Street, a double live LP, followed in 1971, showcasing CSN&Y's live mojo on a set of songs as personal as it was political. Its success further built their reputation as the only American band of the original Woodstock era to have a societal impact rivaling that of the Beatles. CSN survived the turbulent times in which they existed as well as the often volatile climate of their own inner-workings to continue to make music that connected with fans across America and around the world. So Far, the group's 1974 retrospective-to-date, topped the charts at #1 in Billboard. The 1977 studio album CSN climbed to #2 and delivered their first multiplatinum single (and, at #7, their all-time highest charting track), "Just A Song Before I Go." 1982's Daylight Again added two more hits to the CSN songbook with "Southern Cross" and "Wasted On The Way." Highlights from the also-ongoing CSN&Y partnership include the 1999 Top 40 album Looking Forward, which led to the quartet's landmark 2000 reunion tour-and subsequent outings in 2003 and 2006. The latter, CSN&Y's controversial "Freedom Of Speech Tour," spun off the documentary feature CSNY/Déjà Vu (a film by Neil Young), examining the group's connection to its audience in both political and musical terms. In addition to making music together, Crosby, Stills and Nash have always pursued parallel solo careers (Crosby and Nash also have a decades-long legacy as a duo). Crosby's highly regarded 1971 solo debut If Only I Could Remember My Name was deemed a, "one-of-a-kind freak-folk apogee" in Rolling Stone; highlights from his entire career were recently compiled in the 2006 3-CD box Voyages. Stills' 1970 self-titled solo debut was called, "a jaw-dropping experience, the musical equal to Crosby, Stills & Nash or Déjà Vu" by allmusic.com. His latest studio set was 2006's Man Alive!, and 2007 saw the release of Just Roll Tape – April 26th 1968, a collection of previously unissued acoustic demos that were missing for almost 40 years. Graham Nash's latest-and fourth-solo effort, 2002's Songs For Survivors, bookended his acclaimed 1971 solo debut Songs For Beginners, which chronicled his break-up from Joni Mitchell (it was just reissued as an expanded DVD-A title). Nash's work is the subject of the 2009 3-CD retrospective box Reflections. A complete list of the collaborations, solo efforts and side projects of David Crosby, Stephen Stills and Graham Nash would produce a massive discography and touring history. It is a concise and simple truth, however, that the convergence of their voices in 1969-somewhere in Laurel Canyon-did indeed change the world. It's a sound that has lived on ever since, both as a positive agent of change and a welcome compass point of reassurance through times that could use more of each.
at Austin City Limits Live at The Moody Theater
Austin, United States
FINESSE: The Usability Course
Event on 2012-05-21 09:00:00
This course is a must for anyone who makes business or marketing decisions about online initiatives, or has to interact with those who do!
Usability determines the success or failure of your digital presence in websites, mobile and social environments. The father of usability, Jakob Nielsen, recently said of mobile apps that “the customer experience is your brand”. The importance of usability can no longer be ignored.
In this course you will learn to master the principles and best practices in usability, ensuring that your target market gets a compelling customer experience that will make them excited about your online presence.
You’ll learn how to write for digital media, how to benchmark the six key metrics of usability of your site (and your competitors’ sites). You’ll discover how to conduct the kind of practical usability testing that immediately helps you to improve user experience.
You’ll also learn a seven-step methodology for specifying and managing any digital development project to ensure it stays customer-centric.
Some more or what is covered:
• Improve usability in websites, mobile and social media
• Principles and best practices
• Ensure compelling customer experience
• How to benchmark
• Six key usability metrics
• Writing for digital
• Practical usability testing
• Seven-step methodology for managing digital development
The course is led by Karen Parkin, a digital strategist, web PM, corporate e-commerce expert and international internet business veteran, who has managed major award-winning web development projects for some of the world's largest corporations.
Britefire (Pty) Ltd. (www.britefire.co.za)
A digital strategy and marketing firm. With innovation and international experience, we help companies excel worldwide in e-business, online marketing and digital project management. We offer consulting, development, implementation and training.
South African companies who have benefitted from our experience include:
Clicks, Orion Group, UNISA, SA Tourism, MWEB, FinWeek, McCann Worldgroup, Eskom, Jupiter Drawing Room, Makro, Media 24, Exclusive Books, City Sightseeing Cape Town, Ocean View House, Trudon, Mooiplaas Guesthouse, GCIS, Markham, University of Stellenbosch Business School, Struik and Standard Bank.
Globally, we have worked with a long list of organisations, including:
The BBC, AC Nielsen, Marriott Hotels International, American Express, Intel, Ford, Credit Suisse, Lockheed-Martin, Library of Congress, US Department of Defense, Nomura, Sasktel, Georgia Institute of Technology (Georgia Tech), Cisco Systems, Kepner-Tregoe and American Honda.
at City Lodge Fourways
Cnr Monte Casino Boulevard and Witkoppen Road
Johannesburg, South Africa
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Californians You May Get $18000
Posted by Thomas on Saturday, May 19, 2012 · Leave a Comment
Californians, You May Get ,000 Housing Tax Credit
For the first time, being Californian has its advantages. The powerful lobbying practice in California seemed to be even more effective than it is in Washington. After the disappointment by the federal stimulus bill, Californian lawmakers have approved a $ 10,000 home buyer tax credit.
The state bill contrasts sharply with the $ 8,000 credit included in the federal stimulus bill. The bill, once signed by Governor Schwarzenegger, will give buyers who purchase any newly constructed, previously unoccupied homes $ 10,000 credit. The credit is available for a year starting March 1, 2009, or till the $ 100 million earmark is used up.
The icing on the cake compared to the federal housing stimulus bill is, that Californians do not need to be first time buyers to take advantage of the credit, nor do they have to meet the maximum income requirements of $ 75,000 for a single filer and $ 150,000 for a couple.
Under the federal housing stimulus bill, you can only claim the $ 8000 tax credit if you are a first time buyer buying a home for the 2009 tax year. A first time buyer is defined as someone who has not had a home ownership as primary residence within the previous three years.
So if you purchase a newly constructed home in California, and have not owned a home as your primary residence within the previous three years, you can get up to $ 18,000 tax credit. Even if you are not a first time buyer, you will still get $ 10,000 tax credit when you purchase a newly constructed home.
Being Califonians sometimes is not all bad.
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For Sale Old Manor House
Posted by Thomas on Saturday, May 19, 2012 · 3 Comments

Gothic collides head-on with 21st century high tech in the isolated Cornish manor house hunkered on the cliffs above the restless sea, where the dead have their own plans for the living, as American paranormal investigator, Caitlin McLeod, is about to find out, when she accepts the assignment of ‘debunking’ a haunting at Mor Alys Manor.
Growing up with paranormal entities in all shapes, sizes and species in the Victorian mansion of her eccentric Aunt Penelope Trevelyan, who probably w
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Ascott Opens Two Serviced Residences
Posted by Thomas on Saturday, May 19, 2012 · Leave a Comment
(PRWEB) May 19, 2012
The Ascott Limited (Ascott), a wholly-owned serviced residence business unit of CapitaLand, has opened two serviced residences in India in a month. The 96-unit Citadines Richmond Bangalore opened on 1 August while the 187-unit Somerset Greenways Chennai soft opened on 29 August 2011.
Besides Citadines Richmond Bangalore and Somerset Greenways Chennai, Ascott has five other serviced residences with more than 1,100 apartment units under development in India. The five properties are scheduled to open progressively in Ahmedabad, Bangalore (two properties), Chennai and Hyderabad by 2015. In total, Ascott?s seven properties in India will have over 1,400 apartment units and will cost more than US$ 250 million (INR 1,125 crores) when fully developed.
Mr Ronald Tay, Ascott?s Chief Investment Officer who oversees the company?s business in India, said: ?India is an important market for Ascott. There is a huge untapped demand but limited supply of serviced residences to cater to the increasing number of expatriates and travellers. Our strategy for India is to expand in the high growth cities with strong demand for international-class serviced residences and we will do so through investments, management contracts or lease agreements. Besides Ahmedabad, Bangalore, Chennai and Hyderabad, we will look at extending our footprint to other cities including Mumbai, Pune and New Delhi. Our target is to grow from our current 1,400 apartment units to 4,000 units in India by 2015.?
?Bangalore and Chennai are key cities in our India network as they are major business process outsourcing destinations for IT and IT-enabled services. Bangalore, as the Silicon Valley of India, is one of the fastest growing metropolises in India. Chennai?s growing automobile manufacturing and telecommunications industries also continue to attract large numbers of expatriates and business travellers. Ascott?s entry into Bangalore and Chennai will allow us to provide expatriates and travellers a quality accommodation that they can call home,? added Mr Tay.
To celebrate the openings of Citadines Richmond Bangalore and Somerset Greenways Chennai, Ascott is offering special promotional rates from now till 31 December 2011.
Citadines Richmond Bangalore
Citadines Richmond Bangalore is an ideal home in the city offering flexible services to suit the lifestyles of independent, savvy travellers. It is conveniently located for business and leisure, along the well-known Richmond Road in the greenest stretch of Bangalore?s central business district. The serviced residence is surrounded by commercial establishments, banks and government offices and is near high street retail destinations such as Mahatma Gandhi (MG) Road and Brigade Road.
Citadines Richmond Bangalore offers apartment units ranging from comfortable studios to spacious two-bedroom apartments. Facilities include a swimming pool and children?s pool, pool-side caf, fully-equipped gymnasium, residents? lounge, serviced offices as well as banquet and conferencing facility.
Introductory rates are from INR 4,500++ per night for a studio apartment to INR 12,000++ per night for a two-bedroom apartment.
For reservations and more information on Citadines Richmond Bangalore, please visit http://www.citadines.com/india/bangalore/richmond_bangalore.html, call (91-80) 7101 0000 or email enquiry.bangalore@the-ascott.com.
Somerset Greenways Chennai
Somerset Greenways Chennai is strategically located in MRC Nagar, a 10-minute drive from the central business district of Chennai where international banks, financial institutions and multinational companies are located. The serviced residence is close to commercial centres, leisure and entertainment hubs which feature retail stores offering exclusive international brands, fine dining restaurants, food courts and multiplexes.
Somerset Greenways Chennai has soft opened with 48 apartments and its remaining 139 units will be ready by the end of the year. The serviced residence offers a range of stylish studios, one- and two-bedroom apartments as well as a three-bedroom apartment. Ideal for business executives who are travelling with their families, Somerset Greenways Chennai offers extensive facilities including an infinity swimming pool, roof top Jacuzzi and barbecue area amidst a landscaped garden, a gymnasium, steam room, sauna, an outdoor children?s play area, two restaurants that serve international cuisine, a lounge bar and a business centre with efficient support services.
Introductory rates are from INR 5,999++ per night for a studio apartment to INR 19,000++ per night for a three-bedroom apartment.
For reservations and more information on Somerset Greenways Chennai, please visit http://www.somerset.com/india/chennai/somerset_greenways.html, call (91-44) 7101 0000 or email enquiry.chennai@the-ascott.com.
About The Ascott Limited
The Ascott Limited is the world’s largest international serviced residence owner-operator with over 22,000 operating serviced residence units in key cities of Asia Pacific, Europe and the Gulf region, as well as over 6,000 units which are under development, making a total of more than 28,000 units.
The company operates three brands ? Ascott, Citadines and Somerset. Its portfolio spans over 70 cities across 20 countries, 12 of which are new cities in Ascott’s portfolio where its serviced residences are being developed.
Ascott, a wholly-owned subsidiary of CapitaLand Limited, is headquartered in Singapore. It pioneered Asia Pacific’s first international-class serviced residence in 1984. It also established the world’s first Pan-Asian serviced residence real estate investment trust, Ascott Residence Trust, in 2006. Today, the company boasts a 27-year industry track record and serviced residence brands that enjoy recognition worldwide.
Recent awards include Business Traveller Asia-Pacific Awards 2011 “Best Serviced Residence Brand” and “Best Serviced Residence in Asia-Pacific”, DestinAsian Readers’ Choice Awards 2011 “Best Serviced Residence in Asia Pacific”, TTG China Travel Awards 2011 “Best Serviced Residence Operator in China”, Business Traveller UK Awards 2010 “Best Serviced Apartment Company” and TTG Travel Awards 2010 “Best Serviced Residence Operator”.
About CapitaLand Group
CapitaLand is one of Asia?s largest real estate companies. Headquartered and listed in Singapore, the multi-local company?s core businesses in real estate, hospitality and real estate financial services are focused in growth cities in Asia Pacific and Europe.
The company?s real estate and hospitality portfolio, which includes homes, offices, shopping malls, serviced residences and mixed developments, spans more than 110 cities in over 20 countries. CapitaLand also leverages on its significant asset base, real estate domain knowledge, financial skills and extensive market network to develop real estate financial products and services in Singapore and the region.
The listed entities of the CapitaLand Group include Australand, CapitaMalls Asia, CapitaMall Trust, CapitaCommercial Trust, Ascott Residence Trust, CapitaRetail China Trust, CapitaMalls Malaysia Trust and Quill Capita Trust.

Packed with tips on buying, financing, and improving properties With up-to-date information on all your mortgage options. From homes and apartment buildings to commercial and industrial properties, this friendly guide covers a wealth of real estate investments and financing options. With practical tools and expert advice, top real estate authors Eric Tyson and Robert Griswold help you maximize your investments – and watch your profits grow. Praise for Real Estate Investing For Dummies. “This is simply the best book on the topic.” –Randall Bell, Author, Home Owner’s Manual “Tyson and Griswold have truly opened the world of real estate investing to all by tackling often complex issues in this easy to understand and use book. I can’t think of a better way to get smart about building wealth through rental properties than to read their excellent Real Estate Investing For Dummies!” –Vern Hoven, CPA. Discover how to:Make real estate a part of you long-term investment planPick the best properties for profit and your situationGet the best deals on financingMaster the art of property valuationManage your risk and insure your properties Get Smart! @dummies.comFind listings of all our booksChoose from many different subject categoriesSign up for eTips at etips.dummies.com
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For Sale Old Manor House
Posted by Thomas on Saturday, May 19, 2012 · 3 Comments

Gothic collides head-on with 21st century high tech in the isolated Cornish manor house hunkered on the cliffs above the restless sea, where the dead have their own plans for the living, as American paranormal investigator, Caitlin McLeod, is about to find out, when she accepts the assignment of ‘debunking’ a haunting at Mor Alys Manor.
Growing up with paranormal entities in all shapes, sizes and species in the Victorian mansion of her eccentric Aunt Penelope Trevelyan, who probably w
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Door Buying.com ONLINE WEB DOMAIN FOR SALE/HOME/HOUSE/FRONT ENTRY/EXTERIOR $$
NEW YORK UPSTATE 2 HOUSES FOR SALE – ILION, HERKIMER COUNTY, N.Y 13357
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Make Millions With Foreclosures And
Posted by Thomas on Saturday, May 19, 2012 · 11 Comments

THE BEST-KEPT SECRET IN THE FORECLOSURE INDUSTRY IS NOW AVAILABLE IN THIS BOOK! This book is a step-by-step manual that teaches you how to profit from this current downturn in the real estate market. You begin by learning how to build a solid business model by putting together the right team. You will learn how to locate, negotiate with the owners and the banks and profit before these properties ever reach public auctions. Savvy real estate experts believe that the majority of the best deals are
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Cashing in on Pre-foreclosures and Short Sales shows investors exactly how to take advantage of what many are calling the best upcoming investment real estate market we have experienced in decades! Chip distinguishes the difference between good deals and bad deals, reveals just how easy it is to find, evaluate, and obtain foreclosure properties, tells how to negotiate a profitable transaction, and unveils the power of using short sales and other strategies to create a win-win situation for the i
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Learn all about short-sales, the hottest topic in today’s real estate investing market, with Short-Sale Pre-Foreclosure Investing: How to Buy “No-Equity” Properties Directly from the Bank — at Huge Discounts. Understand how to buy properties at big discounts, creating windfall profits. Using this guide, you can access information about a topic that 90% of real estate agents and investors know nothing about. Discover how to make huge profits from the banks’ misfortune, how to help homeowners
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start reading this book for free on your kindle now.
The How to buy Foreclosure with no Money down: In 5 easy steps is a five (5) action step challenge when it was first published in February 2012, and remains a commonsense technique for Real Estate Investing with little or no money down.
The Buy Foreclosure Challenge takes you through how to locate
foreclosures, find motivated sellers and purchase properties, all with
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Commercial Pilot For Airplane
Posted by Thomas on Saturday, May 19, 2012 · Leave a Comment

The Practical Test Standards (PTS) series guides student pilots, flight instructors, and FAA-designated examiners through checkrides, the final test in acquiring a pilot license. Each PTS guide details the skill and knowledge that must be successfully demonstrated before an examiner can issue a certificate or rating. The knowledge requirements detail which subjects will be covered-which weather reports and forecasts candidates will be asked to analyze, which physiological conditions (such as dehydration, spatial disorientation, and hypoxia) candidates will need to discuss, and what kind of flight planning exercises will need to be demonstrated. The skill requirements include what kind of takeoff and landing must be performed, such as crosswind or short-field; how a steep turn should be executed, with specifics that include what bank angle and airspeed to use; and what areas will be tested on a continuous basis, such as the checklist usage, positive exchange of flight controls, and crew resource management. The tolerances are defined so the candidates know what altitude, airspeed, headings, and banks must be maintained to complete each maneuver successfully. Each PTS guide lists the knowledge and experience prerequisites for a particular certificate or rating and provides background information and study and reference materials.Author Biography: The Federal Aviation Administration operates the world’s largest aviation system. It is responsible for the safety and certification of aircraft and pilots, for the security of airports, and for the around-the-clock operation of the air traffic control systems.
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Land Development, Ninth EditionGood timing and instincts play important roles in your success in land development. But they are no substitute for knowledge, plan…
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Cool Commercial Listings Images
Posted by Thomas on Saturday, May 19, 2012 · Leave a Comment
A few nice Commercial Listings images I found:
Commercial Real Estate Listings

Image by dave_merwin
Commercial Real Estate Listings

Image by dave_merwin
Richardson Place (1894) – front sign

Image by origamidon
Burlington, Vermont USA • Sign on the front of Richardson Place, an elaborate, 4 story brick office building that fronts on Church Street.
☞ This structure (as a part of the Church Street Historic District) has been listed on the National Register of Historic Places (#09000915), since July 29, 2010.
☞ Part of a series of photos documenting my new home & neighborhood, in the heart of Vermont’s largest town: Burlington 05401. • After almost a dozen years in rural Cornwall, 40 miles to the south, I have moved to one of the true outposts of optimism, on the eastern shore of Lake Champlain (the 6th Great Lake).
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